Opening an Account

An individual with a disability (“Beneficiary”) may open an account independently if they are over the age of 18. If the individual cannot, or would prefer to have assistance, the Internal Revenue Service has provided a priority list of individuals who may establish and maintain the account.

• an individual selected by the Beneficiary;
• the eligible individual’s agent under a power of attorney;
• conservator;
• legal guardian;
• the spouse;
• a parent;
• a sibling;
• a grandparent; or
• a representative payee (whether an individual or organization) appointed by the Social Security Administration (SSA). Please note the representative payee is subject to all applicable SSA rules.